Members type LIPA on WhatsApp. STK push fires to their phone. They enter their PIN. M-Pesa lands in your account. No chasing. No spreadsheets. No stress.
We set up your Sacco, import your members, and connect WhatsApp + M-Pesa. Then we step back — the bot does the rest, permanently.
Share your member list, paybill number, and WhatsApp number. We configure everything — no technical skills needed from you.
We blast a WhatsApp invite to all your members. One tap to join. That's it. Now they're on the system — in Swahili, Sheng, or English.
Member types LIPA. STK push hits their phone. They enter their PIN. M-Pesa lands in your account. No one chased anyone.
Built specifically for Kenyan Saccos and chamas. Not generic SaaS — purpose-built for how you actually work.
Members pay by typing LIPA — in Swahili, Sheng, or English. STK push fires automatically. No app download required.
Full Daraja API integration. Member enters their PIN, payment confirms, ledger updates — all in seconds. No copy-pasting paybill numbers.
Scheduler sends WhatsApp reminders on the 1st. Overdue notices on the 8th. Auto STK push to defaulters after 14 days — all configurable.
Real-time collection rates, payment history, loan approvals, WhatsApp blast campaigns — all in one clean web dashboard. Watch every M-Pesa payment land live in the activity feed.
Members request loans via WhatsApp. Officials approve or reject in one click. Member notified instantly. Full audit trail maintained.
No global competitor does this. Built for the languages Kenyans actually speak — not corporate English. Members feel at home instantly.
Professional PDF invoices generated monthly for every Sacco. Members receive WhatsApp receipts the moment payment confirms.
From formal Saccos to informal chamas — if your members use WhatsApp, SaccoBot works for them.
Formal Saccos with large member bases, elected officials, and structured contribution cycles. Full governance features included.
Informal investment groups collecting monthly. No IT department needed — if your members use WhatsApp, they can use SaccoBot today.
Company welfare associations collecting monthly employee contributions and managing emergency loans for their members.
Platform fee covers everything. Conversations billed at usage. Cancel any time. All plans include a 14-day free trial.
All plans include a 14-day free trial. No credit card required today. One-time setup fee: KES 15,000–30,000.
From chasing members every month to sitting back and watching M-Pesa come in.
14-day free trial. We handle the full setup. Your members start paying on WhatsApp within 48 hours.